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 HOME   Credit card for US Aeroplan members that doesn't overcharge Canadian purchases?
Credit card for US Aeroplan members that doesn't overcharge Canadian purchases?
Published by: mike 2009-01-07

  • Hilton Orlando/Altamonte Springs - FlyerTalk Forums::
    I replied that the card indicated that the rate was the max for the entire year, Ive never seen a hotel that doesnt have a rack rate thats like double of what
    http://www.flyertalk.com/forum/showthread.php?t=454114
    HOME
    I have had the MBNA Aeroplan card issued in the US for a couple of years. It is a typical frequent flyer card, one mile per (US) dollar, annual fee, some interest rate that I don't care about because I don't carry a balance.

    Since MBNA merged with Bank of America, they have instituted an obnoxious 3% foreign transaction surcharge on all purchases outside the US, including those in Canada. That makes the card useless in Canada, since 3% is way more than the value of the miles.

    So what should I do? I realize I could switch to a generic card that buys tickets, but I actually like the AP miles since I find that (evidently unlike everyone else) I cash in 60K mile rewards for family trips to Europe. Is there a card available in the US that can transfer miles to AP and doesn't charge 3% if I use it in Canada?
  • GONE: Sheraton Heliopolis Cairo Egypt left Starwood 2007 - FlyerTalk Forums::
    USD RT doesnt seem like an overcharge especailly the (i.e., the credit card information page that shows. the rate, room type, dates, etc.). You do not,
    http://www.flyertalk.com/forum/showthread.php?t=174898
    HOME


  • Is there a card available in the US that can transfer miles to AP and doesn't charge 3% if I use it in Canada?
    No.


  • I have had the MBNA Aeroplan card issued in the US for a couple of years. It is a typical frequent flyer card, one mile per (US) dollar, annual fee, some interest rate that I don't care about because I don't carry a balance.

    Since MBNA merged with Bank of America, they have instituted an obnoxious 3% foreign transaction surcharge on all purchases outside the US, including those in Canada. That makes the card useless in Canada, since 3% is way more than the value of the miles.

    So what should I do? I realize I could switch to a generic card that buys tickets, but I actually like the AP miles since I find that (evidently unlike everyone else) I cash in 60K mile rewards for family trips to Europe. Is there a card available in the US that can transfer miles to AP and doesn't charge 3% if I use it in Canada?
    Tripinform.com ยท December 2006::
    Uniprix just a day or two after using my Aeroplan card there. New Marriott Rewards Credit Card in Canada. December 13, 2006 in Marriott Rewards, Hotels
    http://tripinform.com/2006/12
    HOME

    Welcome to FT :)

    You might want to ditch your MBNA card and consider applying for the United Airlines Mileage Plus Visa from Chase. No annual fee for the first year and 21K bonus miles, Free upgrade certificate and $25 United travel certificate. $1 = 1 UA Mile. More info here:

    http://www.firstusa.com/cgi-bin/webcgi/webserve.cgi?partner_dir_name=united_signature_21k _afw&page=cont&mkid=6VMT

    You can claim a Star Alliance award with United to Europe for 50K

    http://www.united.com/ual/asset/Star_Alliance_Award_chart_v2.pdf

    Hope that helps.


  • Is it still possible to transfer to NWA? - FlyerTalk Forums::
    For domestic US itinerary, OTOH, klm.com usually miscalculates the taxes in a specific country, you typically need a credit card issued in that country.
    http://www.flyertalk.com/forum/showthread.php?t=464382
    HOME
    American Express (USA) charges 2% on foreign currency transactions.

    Extensive discussion here about the difficulty of finding a card that offers worthwhile rewards -and- no foreign currency upcharge...

    http://flyertalk.com/forum/showthread.php?t=401958


  • I believe you can transfer amex reward points one for one with aeroplan.... so maybe you can try an amex card?

    Welcome to FT :)

    Sorry that is not correct. American Express Canada offers Aeroplus Cards in Canada only.

    Membership Rewards for US cardholders do not have the Aeroplan transfer option.


  • I have had the MBNA Aeroplan card issued in the US for a couple of years. It is a typical frequent flyer card, one mile per (US) dollar, annual fee, some interest rate that I don't care about because I don't carry a balance.

    Since MBNA merged with Bank of America, they have instituted an obnoxious 3% foreign transaction surcharge on all purchases outside the US, including those in Canada. That makes the card useless in Canada, since 3% is way more than the value of the miles.

    So what should I do? I realize I could switch to a generic card that buys tickets, but I actually like the AP miles since I find that (evidently unlike everyone else) I cash in 60K mile rewards for family trips to Europe. Is there a card available in the US that can transfer miles to AP and doesn't charge 3% if I use it in Canada?

    I believe you can transfer amex reward points one for one with aeroplan.... so maybe you can try an amex card?


  • Welcome to FT :)

    Sorry that is not correct. American Express Canada offers Aeroplus Cards in Canada only.

    Membership Rewards for US cardholders do not have the Aeroplan transfer option.

    That is wrong. US Membership Rewards can redeem for Aeroplan miles.

    http://www.membershiprewards.com/catalog/productdetail/?CardProduct=Gold+Card&userType=nonpremium&isPremiumSearch=flase&result_id=AC1&isPremiumUser=false&N=1030000&catalog=1&session_id=510669ff-a48a-4eea-8438-8e168898d9d1&aid=56825


  • American Express (USA) charges 2% on foreign currency transactions.

    Extensive discussion here about the difficulty of finding a card that offers worthwhile rewards -and- no foreign currency upcharge...

    http://flyertalk.com/forum/showthread.php?t=401958

    That discussion is somewhat out of date. MBNA was fine until they merged into Bank of America. Now they charge 3%. I got a Capital One card that has no foreign surcharge and offers cash back, which is OK, but it'd be nice if there were a way to top up my points at reasonable cost.


  • That is wrong. US Membership Rewards can redeem for Aeroplan miles.

    http://www.membershiprewards.com/catalog/productdetail/?CardProduct=Gold+Card&userType=nonpremium&isPremiumSearch=flase&result_id=AC1&isPremiumUser=false&N=1030000&catalog=1&session_id=510669ff-a48a-4eea-8438-8e168898d9d1&aid=56825

    Sorry, I stand corrected :o





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