I know it's best to completely avoid checking anything of value, but over the holidays I had to check some items and decided to consider purchasing insurance. I did a cursory search online ahead of time, and I noticed that in the event of lost baggage, AC's own claim form (http://www.aircanada.com/en/travelinfo/airport/baggage/images/bd-kit.pdf) asks whether the claimant purchased "excess valuation insurance". So it's fair to assume AC sells said insurance, right?
Frequently Asked Questions (FAQ)::
Why should I purchase insurance instead of valuation? us should you desire to purchase insurance in excess of $150,000 worth of goods
http://www.movinginsurance.com/faq.aspHOME |
Wrong.
I asked about the insurance at check-in and I was very surprised to hear the check-in agent tell me that AC offers no such insurance. So I was forced to check my baggage uninsured. So if my bag went missing (which fortunately it did not), I would have been compensated the standard rate of $.000000000057 per 100 kilos. (Yes, I'm exaggerating, but not much.)
Does anyone have any idea whether AC gave me incorrect information about the availability of excess valuation insurance? If they gave me correct info, where on earth does one go to purchase such insurance?
Thx. Toll Brothers Investor Relations::
of land for future growth; excess inventory and adverse market conditions that the availability of adequate insurance at reasonable cost; the ability
http://www.tollbrothers.com/homesearch/servlet/HomeSearch?app=IRhomeHOME |
Aviation Consumer Protection Home Page::
Buy excess valuation from the airline if your property is worth more than the agencies offer optional baggage insurance; some others provide it automatically.
http://airconsumer.ost.dot.gov/publications/bagtips.htmHOME |
Out of curiosity, I just looked through my copy of the AC Tariffs (a nice-looking 500+ page document), and it clearly states that you can declare a higher value at check-in. The cost is $0.50 per each $100 of add'l liability insurance you want to purchase. The total declared value cannot exceed $2500.
UPS: Terms and Conditions of Ground Service::
regardless of the value in excess of the maximum, except for packages UPS will remit excess valuation charges to an insurance company or companies as
http://www.ups.com/content/pr/en/resources/service/terms/ground.htmlHOME |
Do you know where I can find a copy of the AC Tariffs you found that in, KVS?
Do you know where I can find a copy of the AC Tariffs you found that in, KVS?You could try the YYZ ticketing desk. They are obligated to allow you to inspect them upon request... Alternatively, AC legal department in Montreal has a copy :).
Keep in mind that there are 3 separate Tariffs: Domestic, Transborder, and International. If you want to see what a typical Airline Tariff looks like, take a look at http://www.USAirways.com/common/resources/_downloads/aboutus/intl_contract_of_carriage.pdf
Does anyone have any idea whether AC gave me incorrect information about the availability of excess valuation insurance?"Excess valuation insurance", referred to to in that form, is purchased (and paid for) at check-in. Sounds like an uninformed check-in agent ...
Thank you. :)
The check-in agent was pretty insistent. She claimed that her own mother wanted insurance on one occasion, and she bought it through a 3rd party (who then insisted on packing everything themselves).
Has anyone here ever bought this insurance through AC directly?
Out of curiosity, I just looked through my copy of the AC Tariffs (a nice-looking 500+ page document), and it clearly states that you can declare a higher value at check-in. The cost is $0.50 per each $100 of add'l liability insurance you want to purchase. The total declared value cannot exceed $2500.
"Excess valuation insurance", referred to to in that form, is purchased (and paid for) at check-in. Sounds like an uninformed check-in agent ...
Very interesting. The one time I tried purchasing such coverage, I was sent to ticketing, and there nobody had a clue. They said I had to arrange it through a travel insurance company.
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Excess Valuation Insurance?